I go to community college, if i drop bellow 12 credits, will it effect my financial aid refund.?

It mostly depends on when the end of the add/drop date. If you drop the credits after the last day to add/drop to get a 100% refund then it will effect it. If you drop after that date your financial aid refund will stay the same. You will be on probation for the next quarter you attend. You will want to talk to the financial aid office, to make sure you dont have to do anything extra. But the refund will still be yours, and you wont have to pay anything back.